This holiday season here’s a great gift for you or any first time home buyer that you know in the market to buy a new home. As little as three percent down payment conventional loans are available beginning December 14th for buyers that haven’t owned a home in the last three years. This program is also available for use as a rate reduction program in certain circumstances. Terms and conditions apply.
- Prequalify – know your options – you don’t always need a 20% down payment
- Realtors are worth their weight in gold in most circumstances – ask me if you need a referral
- Once you do prequalify do your best to “keep the status quo” – avoid new debts, job changes, etc.
If you find yourself shopping for a home or perhaps a refinance mortgage please keep Simply Home Lending, Inc. in mind. We are a full service mortgage bank and provide both secondary market loans (30, 20 & 15 year fixed) as well as in house loans. We offer a full array of conventional, FHA, VA and Rural Development loans as well as an in house construction program. We have offices located in Fayetteville and Rogers and we serve the entire northwest Arkansas community.